When people fall behind on payments to creditors, creditors will take action. Depending on the situation, this action can look different. In some cases, creditors might engage in harassing phone calls to debtors. In other cases, creditors might work to repossess or foreclose on property. Or, creditors might take a person to court to collect a debt. In many cases, creditors have a variety of remedies that they can turn to in order to collect a debt.
When creditors exercise their rights, people can often be left in a frustrating position. For example, if a person’s wages are garnished, they may have fewer resources to pay down debt and get back on the right financial path.
This is where our firm can step in. We can help people get the help they need to break the cycle they are in. Our firm treats every situation with care and creates an individualized plan to deal with a person’s financial situation. We can help stop creditor harassment, stop wage garnishment and prevent foreclosure.
Tennessee residents may not understand that they have rights when it comes to debt collection. Even when people do owe a debt, creditors cannot collect it by any means, but they, instead, have to follow specific rules and guidelines. Our firm can make sure that these rules are followed so people’s legal rights are respected.
For more information on how our firm can help those facing debt collectors, please see our Stop Garnishment in Tennessee page. People do not have to just accept wage garnishment, lawsuits or other creditor action alone. We can help inform you of your rights.